Exhibition loans are returned in good time after the end of the exhibition. Before entering into a formal written agreement, the Registrar contacts the Secretariat of the University of Risk Management to initiate insurance coverage. When the lender requests a certificate of insurance, the declarant informs the University Risk Management Office and a certificate is provided. see also collection and loan insurance. Valuation values for insurance purposes are based on estimates of the value of the object in accordance with the contract, determined by the museum`s management staff. If museum staff are unable to provide an accurate assessment or if the duration of the loan is longer than one year, a professional external assessment may be required at the borrower`s expense.