In order to protect cardholders and merchants and to preserve the integrity of the visa system, we have omitted proprietary and competitive information as well as certain details of network security rules. Visa has strict rules for currency conversion if you use your Visa card outside the country where it was issued. You must have the option of having the booking processed in local currency. If the merchant has not done so, please inform your Visa card issuer. In general, no. The Visa brand promise “Wherever you want to be” means that you can use your card wherever visa is accepted. The issuer must not block all transactions from a location or type of dealer. However, there are some exceptions. For example, where local rules require the issuer to block certain transactions or Visa has allowed the issuer to temporarily refuse transactions due to a risk of fraud. Note that Visa cards issued in countries with laws limiting international use have printed a caption “Only in a Country” on the card.
Applying for a new credit card? Learn more about the app Please see the offer price and packaging document for information on interest rates, fees and applicable fees. In general, no. Recharging is currently permitted in Australia, Mexico and New Zealand, and for some credit card transactions in the United States, overcharging is not permitted anywhere in the United States. There are currently laws prohibiting or limiting recharging in California, Colorado, Connecticut, Kansas, Maine, Massachusetts, New York, Oklahoma and Texas. Merchants should consult with their legal advisors to see if they can improve credit products in these countries. Is debit charging ever allowed in the U.S. to search for a credit card? Make a more informed decision by checking a credit card agreement template before applying. Learn more about what price and fee information can be so you can decide if a card is right for you. Price and final fee information depends on your credit history, so note that the following credit card agreements are just models (PDFs, Adobe Reader-Layer required). Below are some frequently asked questions about visa rules. If you have a question about a visa rule that is not covered below, please contact Visa at [email protected]. Please note that visa rules change from time to time.
If there is a discrepancy between the information contained in these frequently asked questions and the visa rules, the visa regime applies. If you come across a situation that may result in a breach of visa rules, please fill out an application form and send it. If you have a question about a specific visa transaction that has been booked into your account, you must notify your Visa card issuer of the customer support number on your visa or on the back of your Visa card in support. As a general rule, visas are a method of payment and not a method of collecting or executing a contract. However, under certain conditions, certain types of dealers (accommodation, rental [vehicle, bicycle, boat, equipment, motorhome, motorbike, truck/trailer] and trailer/camping parks) may accept a guaranteed reservation (the cardholder provides a Visa account number, but does not pay at the time of booking to ensure that accommodation, goods or services as booked and agreed with the merchant are available). For more information, please contact your Visa-Acquirer. The proposed discounts for making cash, cheques or other non-credit card payments are not a financing fee if they are offered to all potential buyers and clearly disclosed in accordance with the rules. Law does not define a credit card to include the debit card Choose a model card member agreement The type card member agreements below offer general terms, interest rates and fee information based on our latest consumer credit card offerings.